"Terms and Conditions" are legal agreements that outline the rules and guidelines for using a product, service, or website. They inform users about their rights and responsibilities, as well as the limitations of liability for the provider. By agreeing to these terms, users consent to abide by the specified rules. These documents often cover topics such as user privacy, payment methods, and dispute resolution. They are important for protecting both the provider and the user, ensuring that everyone understands what is expected and what can be done in case of issues or disagreements.