Subcutaneous fat is the layer of fat located just beneath the skin. It serves several important functions, including insulation to help regulate body temperature and cushioning to protect muscles and bones from injury. This type of fat is essential for overall health and is found throughout the body, particularly in areas like the abdomen, thighs, and arms. Unlike visceral fat, which surrounds internal organs and can pose health risks, subcutaneous fat is generally considered less harmful. However, excessive amounts can still lead to health issues, such as obesity and related conditions. Maintaining a balanced diet and regular exercise can help manage subcutaneous fat levels effectively.