A Stable Value Fund is a type of investment option commonly found in retirement plans like 401(k)s. It aims to provide investors with steady returns while preserving their principal. These funds typically invest in high-quality, low-risk bonds and insurance contracts, which help to stabilize the fund's value over time. Investors in a Stable Value Fund can expect lower volatility compared to stock investments, making it a safer choice for those looking to protect their savings. While returns may be lower than more aggressive investments, the fund offers a reliable way to earn interest without significant risk to the initial investment.