Stable Value Funds are investment options typically found in retirement plans like 401(k)s. They aim to provide a stable return while preserving capital, making them less risky than stocks or bonds. These funds invest in a mix of high-quality, short- to intermediate-term fixed-income securities and insurance contracts, which help maintain their value. The primary appeal of Stable Value Funds is their ability to offer consistent returns, often higher than money market funds, without the volatility associated with other investments. They are designed for conservative investors seeking a safe place to grow their savings while minimizing the risk of losing principal.