Spanish banking refers to the financial system in Spain, which includes a variety of institutions such as commercial banks, savings banks, and credit unions. The sector is regulated by the Bank of Spain, which oversees monetary policy and ensures financial stability. Major banks like Banco Santander and BBVA play significant roles in both domestic and international markets. The banking system in Spain offers a range of services, including personal and business loans, savings accounts, and investment products. In recent years, digital banking has gained popularity, with many banks providing online services to enhance customer convenience and accessibility.