Remote Deposit Capture is a technology that allows individuals and businesses to deposit checks electronically without visiting a bank branch. Users can take a photo of the check using a smartphone or scanner, and the image is then transmitted to the bank for processing. This service saves time and provides convenience, especially for those who may not have easy access to a physical bank. The process typically involves downloading a mobile app provided by the bank or using specialized software. Once the check is captured and submitted, the funds are usually available within a short period, streamlining the banking experience for customers.