Private health insurance is a type of coverage that individuals can purchase to help pay for medical expenses. Unlike public health insurance, which is funded by the government, private health insurance is typically provided by private companies and can offer a range of plans tailored to individual needs. These plans often cover a variety of services, including hospital stays, doctor visits, and preventive care. Many people choose private health insurance for its flexibility and the ability to select providers, ensuring they receive the care they prefer and need.