Individual Health Coverage refers to a type of health insurance policy that an individual purchases on their own, rather than through an employer or a government program. This coverage can help pay for medical expenses, including doctor visits, hospital stays, and prescription medications. Individuals can choose from various plans that differ in terms of premiums, deductibles, and coverage options. Many people seek Individual Health Coverage to ensure they have access to necessary healthcare services. It is especially important for those who are self-employed, unemployed, or whose employers do not offer health insurance. Options for purchasing this coverage include private insurance companies and the Health Insurance Marketplace.