Predatory lending practices refer to unfair, deceptive, or fraudulent tactics used by lenders to entice borrowers into loans with unfavorable terms. These practices often involve high-interest rates, hidden fees, and aggressive sales tactics, targeting vulnerable individuals who may not fully understand the loan agreements. Such practices can lead to a cycle of debt, making it difficult for borrowers to repay their loans. Common examples include payday loans, subprime mortgages, and title loans, which often exploit the financial struggles of individuals, resulting in severe financial consequences and loss of assets.