The Public Service Loan Forgiveness (PSLF) application is a process for borrowers seeking forgiveness of their federal student loans after making qualifying payments while working in eligible public service jobs. To apply, borrowers must complete the PSLF application form and submit it to the U.S. Department of Education for review.
To qualify, borrowers must have made 120 qualifying monthly payments under a qualifying repayment plan while employed full-time by a qualifying employer, such as government organizations or non-profit entities. The application helps determine eligibility and tracks progress toward loan forgiveness.