Medical costs refer to the expenses associated with healthcare services, including hospital stays, doctor visits, medications, and surgeries. These costs can vary widely based on factors such as location, type of treatment, and whether a patient has health insurance. Health insurance often helps cover a portion of medical costs, but patients may still face out-of-pocket expenses like copayments and deductibles. Understanding medical costs is essential for individuals to manage their healthcare budgets and make informed decisions about their treatment options.