Medical expenses refer to the costs associated with medical care and treatment. These expenses can include hospital bills, doctor visits, prescription medications, and medical procedures. They can arise from routine check-ups, emergency care, or ongoing treatments for chronic conditions. Individuals often pay for medical expenses through insurance plans, which can help cover a portion of the costs. However, out-of-pocket expenses, such as deductibles and co-pays, can still add up. Understanding health insurance and its coverage can help individuals manage their medical expenses more effectively.