Long-term care refers to a variety of services designed to meet the personal care needs of individuals who have chronic illnesses or disabilities. This type of care can include assistance with daily activities such as bathing, dressing, and eating. It is often provided in different settings, including nursing homes, assisted living facilities, or even at home with the help of caregivers. Many people may require long-term care as they age or if they experience a serious health condition. It is important to plan for long-term care, as it can be costly and may not be fully covered by health insurance or Medicare. Understanding your options can help ensure that you or your loved ones receive the necessary support.