Lendico is an online platform that connects borrowers with investors, facilitating personal loans. It operates by allowing individuals to apply for loans, which are then funded by investors looking to earn interest on their contributions. The platform aims to simplify the borrowing process and provide competitive interest rates. Founded in Germany, Lendico is part of the growing peer-to-peer lending market. It offers a transparent and efficient way for people to access funds while providing investors with opportunities to diversify their portfolios. The platform emphasizes security and risk assessment to protect both borrowers and lenders.