Klarna is a financial technology company that provides online payment solutions for consumers and merchants. Founded in 2005 in Sweden, it allows shoppers to make purchases and pay later, either in installments or within a specified period. This service aims to enhance the shopping experience by offering flexibility and convenience. The platform partners with various online retailers, enabling customers to complete transactions seamlessly. Klarna also offers features like price comparisons and personalized recommendations, helping users make informed purchasing decisions. Its services are available in multiple countries, making it a popular choice for online shopping.