Afterpay is a financial service that allows consumers to make purchases and pay for them in installments. Instead of paying the full amount upfront, users can split their total cost into four equal payments, which are due every two weeks. This service is available at many online and in-store retailers, making it convenient for shoppers. To use Afterpay, customers simply select it as a payment option at checkout. They must create an account and provide basic information, including payment details. There are no interest charges if payments are made on time, making it an attractive option for budgeting.