An insurance agent is a professional who helps individuals and businesses find the right insurance coverage to protect against various risks. They assess clients' needs, explain different types of policies, and provide options from various insurance companies. Agents can specialize in areas such as health insurance, auto insurance, or life insurance. Insurance agents also assist clients with the application process and help them understand the terms and conditions of their policies. They may work independently or as part of an agency, earning commissions based on the policies they sell. Their goal is to ensure clients have adequate protection for their assets and well-being.