A Homeowners' Association (HOA) is an organization in a residential community that enforces rules and regulations for property owners. It is typically formed by the developers of a neighborhood and is responsible for maintaining common areas, such as parks and swimming pools, ensuring that the community remains attractive and well-kept. Homeowners pay fees to the HOA, which fund these services and maintenance. Members of the HOA are usually the homeowners themselves, who elect a board to make decisions on behalf of the community. The HOA establishes guidelines regarding property appearance, landscaping, and other aspects to promote a cohesive neighborhood. Violations of these rules can result in fines or other penalties.