High-Net-Worth Individuals (HNWIs) are people who possess significant financial assets, typically defined as having at least $1 million in liquid assets. These individuals often invest in various opportunities, such as real estate, stocks, and private equity, to grow their wealth. HNWIs may also seek financial advice from professionals to manage their investments and plan for the future. Due to their substantial wealth, HNWIs often have unique financial needs and goals. They may engage in philanthropy, supporting charitable organizations or causes that matter to them. Additionally, they might work with wealth managers or financial advisors to create tailored strategies for preserving and enhancing their wealth over time.