Health insurance reform refers to changes made to the way health insurance is provided and regulated. The goal is to make healthcare more affordable and accessible for everyone. This can include expanding coverage options, reducing costs for patients, and ensuring that insurance companies cannot deny coverage based on pre-existing conditions. One significant example of health insurance reform in the United States is the Affordable Care Act, which aimed to increase the number of insured individuals and improve the quality of care. By implementing these reforms, the hope is to create a healthier population and reduce the financial burden of medical expenses on families.