Group plans are insurance policies or benefits offered to a collective group, such as employees of a company or members of an organization. These plans typically provide coverage at a lower cost per person compared to individual plans, as the risk is spread across a larger number of participants. In addition to health insurance, group plans can include other benefits like dental insurance, vision coverage, and life insurance. Employers often subsidize a portion of the premium, making it more affordable for employees. Group plans can also simplify the enrollment process, as they usually require less paperwork than individual policies.