Group health plans are insurance policies that provide coverage to a group of people, typically employees of a company or members of an organization. These plans are often more affordable than individual health insurance because the risk is spread across a larger pool of participants. Employers usually pay a portion of the premiums, making it a cost-effective option for employees. These plans can cover a variety of medical services, including doctor visits, hospital stays, and prescription medications. Group health plans may also offer additional benefits, such as preventive care and wellness programs, to promote overall health and well-being among members.