The "Gold Plan" typically refers to a type of health insurance coverage that offers a higher level of benefits compared to lower-tier plans. It usually has higher monthly premiums but lower out-of-pocket costs when receiving medical care. This plan is designed for individuals who expect to use more healthcare services throughout the year. In many cases, the Gold Plan covers a significant portion of medical expenses, including doctor visits, hospital stays, and prescription medications. It is often chosen by those who prioritize comprehensive coverage and are willing to pay more upfront for better financial protection against healthcare costs.