The "Bronze Plan" is a type of health insurance plan that typically offers lower monthly premiums but higher out-of-pocket costs when you need care. It is designed for individuals who want to save on monthly expenses and are generally healthy, expecting to use fewer medical services throughout the year. Under the Affordable Care Act, the Bronze Plan covers about 60% of healthcare costs, meaning you will pay the remaining 40% through deductibles, copayments, and coinsurance. This plan is one of the four metal tiers—Bronze, Silver, Gold, and Platinum—that help consumers compare coverage options based on their healthcare needs.