Get-rich-quick schemes are plans or ideas that promise individuals a fast and easy way to make a lot of money with little effort. These schemes often attract people looking for quick financial gains, but they can be risky and misleading. Common examples include multi-level marketing, lottery tickets, and online scams. Many of these schemes rely on the allure of instant wealth, but they often require significant upfront investments or involve high levels of risk. It's important for individuals to research and critically evaluate any opportunity before participating, as many schemes can lead to financial loss rather than profit.