The Federal Employees Health Benefits (FEHB) program provides health insurance options for federal employees, retirees, and their eligible family members. Established in 1960, it offers a variety of plans from private insurance companies, allowing participants to choose coverage that best fits their needs. Participants can enroll during specific periods, such as the annual open season, and can change plans or coverage levels. The program covers a wide range of medical services, including hospital stays, preventive care, and prescription drugs, ensuring that federal employees have access to essential health care services.