Fair Isaac Corporation, commonly known as FICO, is a data analytics company based in the United States. Founded in 1956, it is best known for its credit scoring system, which helps lenders assess the creditworthiness of potential borrowers. FICO scores are widely used in the financial industry to make decisions about loans, credit cards, and mortgages. In addition to credit scoring, FICO provides a range of analytics and decision management software solutions. These tools help businesses in various sectors, including banking, insurance, and healthcare, to optimize their operations and improve customer experiences. The company's innovative technologies aim to enhance risk management and fraud detection.