Experian is a global company that specializes in credit reporting and data analytics. It helps individuals and businesses understand their credit scores and histories, which are important for making financial decisions. By providing credit reports, Experian allows consumers to see their creditworthiness and helps lenders assess the risk of lending money. In addition to credit reporting, Experian offers services like identity theft protection and fraud detection. This means they help protect people from unauthorized use of their personal information. Overall, Experian plays a crucial role in the financial ecosystem by promoting responsible borrowing and lending practices.