Digital payment refers to the electronic transfer of money for goods and services, eliminating the need for physical cash. This method utilizes various technologies, such as credit cards, mobile wallets, and online banking, making transactions faster and more convenient for consumers and businesses alike. With the rise of smartphones and the internet, digital payments have become increasingly popular. They offer enhanced security features and ease of use, allowing users to make purchases anytime and anywhere. As a result, digital payment systems are transforming the way we conduct financial transactions in our daily lives.