Credit education involves learning about how credit works, including the factors that affect credit scores, such as payment history, credit utilization, and the length of credit history. Understanding these elements helps individuals make informed decisions about borrowing and managing debt. Additionally, credit education covers the importance of maintaining a good credit score, which can impact loan approvals, interest rates, and even job opportunities. Resources like credit counseling services and financial literacy programs can provide valuable information to help individuals improve their credit knowledge and financial health.