Financial literacy programs are educational initiatives designed to teach individuals about managing their money effectively. These programs cover essential topics such as budgeting, saving, investing, and understanding credit. By improving financial knowledge, participants can make informed decisions that lead to better financial stability and security. Many organizations, including schools, non-profits, and community groups, offer financial literacy programs to various age groups. These programs often include workshops, online courses, and one-on-one coaching. The goal is to empower individuals with the skills needed to navigate financial challenges and achieve their personal financial goals.