Contractor liability refers to the legal responsibility that contractors have for their work and any resulting damages or injuries. This can include issues arising from construction defects, accidents on the job site, or failure to meet contractual obligations. Contractors may be held liable for negligence if they do not adhere to industry standards or safety regulations. In many cases, contractors can protect themselves through insurance policies, such as general liability insurance or professional liability insurance. These policies help cover costs associated with claims made against them, ensuring that they can manage financial risks while completing projects for clients.