Cashback programs are incentives offered by retailers or financial institutions that return a percentage of the money spent on purchases. When customers buy products or services, they receive a portion of their spending back, usually credited to their account or issued as a check. These programs can be found in credit cards, online shopping platforms, and loyalty programs. Participants in cashback programs can save money over time, especially if they frequently shop at specific stores or use certain credit cards. The cashback amount can vary based on the retailer, the type of purchase, and any promotional offers available at the time.