Business credit refers to the ability of a business to borrow money or obtain goods and services based on its creditworthiness, rather than the personal credit of its owners. It is established through a business's financial history, including timely payments to suppliers and lenders, and is often measured by a business credit score. Having strong business credit can help a company secure loans, negotiate better terms with suppliers, and improve cash flow. It is essential for businesses to monitor their credit reports and maintain good credit practices to ensure long-term financial health and growth.