A business credit score is a numerical representation of a company's creditworthiness, similar to a personal credit score. It is calculated based on various factors, including payment history, credit utilization, and the length of credit history. Lenders and suppliers use this score to assess the risk of extending credit or doing business with a company. A higher business credit score indicates that a company is more likely to repay its debts on time, making it easier to secure loans or favorable terms from suppliers. Conversely, a lower score can lead to higher interest rates or difficulty obtaining credit, impacting the overall financial health of the business.