To "borrow" means to take something from someone with the intention of returning it later. This can apply to various items, such as books, tools, or money. When you borrow, it is important to ask for permission and agree on the terms of returning the item. In finance, borrowing often refers to taking out a loan from a bank or financial institution. This allows individuals or businesses to access funds for various purposes, such as buying a home or starting a business. The borrower typically agrees to pay back the loan with interest over a specified period.