Banking technology refers to the tools and systems that financial institutions use to manage their operations and serve customers. This includes online banking platforms, mobile apps, and automated teller machines (ATMs). These technologies help streamline processes, making it easier for customers to access their accounts, transfer money, and pay bills. Additionally, banking technology encompasses security measures like encryption and biometric authentication to protect sensitive information. Innovations such as blockchain and artificial intelligence (AI) are also transforming the industry, enhancing efficiency and improving customer experiences. Overall, banking technology plays a crucial role in modern finance.