A Baniya is a term used in India to refer to a merchant or trader, particularly one involved in the retail or wholesale of goods. Traditionally, Baniyas are known for their expertise in business and finance, often managing shops or trading in various commodities. They play a crucial role in the economy by facilitating the exchange of goods and services. Baniyas are often associated with the Vaishya caste, which is one of the four primary social classes in Hindu society. This community has a long history of commerce and trade, contributing significantly to the economic landscape of India. Many Baniyas also engage in banking and money-lending activities, further enhancing their influence in the marketplace.