$health insurance is a type of coverage that helps pay for medical expenses. It can cover a variety of services, including doctor visits, hospital stays, and prescription medications. People typically pay a monthly premium for this insurance, which can help protect them from high healthcare costs. There are different types of $health insurance plans, such as HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization). Each plan has its own rules about which doctors and hospitals you can use. Having health insurance is important because it provides financial support during medical emergencies and helps ensure access to necessary healthcare services.