A traffic fine is a monetary penalty imposed on a driver for violating traffic laws. Common reasons for receiving a traffic fine include speeding, running a red light, or not wearing a seatbelt. The amount of the fine can vary based on the severity of the violation and local laws. When a driver receives a traffic fine, they typically have the option to pay the fine or contest it in court. Paying the fine may result in points added to the driver's driving record, which can lead to higher insurance premiums or even license suspension if too many points accumulate.