Title fraud occurs when someone illegally transfers the ownership of a property without the owner's knowledge or consent. This can happen through forged documents or by using stolen personal information. The fraudster may then sell or mortgage the property, leaving the real owner in a difficult situation. To protect against title fraud, property owners should regularly check their property records and consider purchasing title insurance. This insurance can help cover losses if fraud occurs. Additionally, being cautious with personal information and monitoring financial accounts can reduce the risk of becoming a victim of identity theft.