Subsidized loans are a type of financial aid designed to help students pay for their education. These loans are offered by the government, and they do not accrue interest while the student is enrolled in school at least half-time. This means that the total amount borrowed does not increase during the time the student is studying. Once the student graduates or drops below half-time enrollment, interest begins to accumulate. Repayment typically starts six months after leaving school. Subsidized loans are often more affordable than other types of loans, making them a popular choice for many students seeking financial assistance for their education.