A settlement agent is a professional who facilitates the closing process in real estate transactions. Their primary role is to ensure that all necessary documents are prepared, signed, and filed correctly. They handle the transfer of funds between the buyer and seller, ensuring that everyone receives what they are owed at the end of the deal. In addition to managing paperwork, a settlement agent also coordinates with various parties involved in the transaction, such as real estate agents, lenders, and title companies. Their expertise helps to streamline the process, making it smoother and more efficient for everyone involved.