Retirement services refer to a range of financial and planning tools designed to help individuals prepare for and manage their retirement years. These services often include investment management, pension planning, and advice on Social Security benefits. They aim to ensure that retirees have sufficient income and resources to maintain their desired lifestyle after leaving the workforce. Many organizations, including financial institutions and government agencies, offer retirement services. Common options include 401(k) plans, IRAs, and annuities. These services help individuals make informed decisions about saving, investing, and withdrawing funds during retirement, ensuring a more secure financial future.