Regional banks are financial institutions that operate within a specific geographic area, typically serving customers in a particular state or group of states. They offer a range of services, including personal and business banking, loans, and investment products. Unlike larger national banks, regional banks focus on building relationships with local communities and understanding their unique financial needs. These banks often have a more personalized approach to customer service, allowing them to cater to the specific demands of their clients. Regional banks may also support local economies by providing loans to small businesses and individuals, contributing to community development and growth.