A prepaid debit card is a type of payment card that you load with money before using it. Unlike traditional credit cards, you can only spend the amount you have preloaded, which helps you manage your budget. These cards can be used for online shopping, in stores, or even to withdraw cash from ATMs, just like a regular debit card. Many people choose prepaid debit cards for their convenience and safety. They are often used by those who may not have a bank account or want to avoid overspending. Additionally, they can be a great option for parents to give their children a way to learn about money management while keeping spending limits in place.