Postal banking is a service offered by some postal systems that allows individuals to access basic financial services, such as savings accounts, loans, and money transfers. This service is often provided through local post offices, making it convenient for people who may not have access to traditional banks, especially in rural or underserved areas. Countries like Japan and France have successfully implemented postal banking systems, which help promote financial inclusion. By leveraging the existing postal infrastructure, these services can reach a wider audience, providing essential banking options to those who might otherwise be excluded from the financial system.