Personal finance apps are digital tools designed to help individuals manage their money more effectively. These apps can track spending, create budgets, and monitor savings goals. Many also offer features like bill reminders and investment tracking, making it easier for users to stay on top of their financial health. Users can connect their bank accounts and credit cards to these apps, allowing for real-time updates on their financial status. Popular examples of personal finance apps include Mint, YNAB (You Need A Budget), and PocketGuard. By using these tools, individuals can gain better insights into their spending habits and make informed financial decisions.