Online payment refers to the process of making financial transactions over the internet. This method allows individuals and businesses to pay for goods and services using various digital platforms, such as credit cards, debit cards, or digital wallets like PayPal and Apple Pay. Online payments are convenient, enabling users to complete transactions from anywhere with internet access. Security is a crucial aspect of online payments, as sensitive information like credit card numbers is involved. To protect users, many online payment systems use encryption and secure protocols. Additionally, some platforms offer buyer protection policies to ensure safe transactions and reduce the risk of fraud.