A merchant's bank is a financial institution that primarily serves businesses and merchants rather than individual consumers. These banks offer services such as loans, credit, and investment advice, helping businesses manage their finances and grow. They often specialize in trade financing, which supports companies in buying and selling goods. Merchant's banks also provide services like underwriting and facilitating mergers and acquisitions. They play a crucial role in the economy by providing capital to businesses, which can lead to job creation and economic growth. Overall, merchant's banks are essential for supporting commercial activities and fostering business development.